Think your health insurance covers everything? Calculate your real out-of-pocket cost in seconds and uncover hidden policy gaps.

Health Insurance Calculator – Check Your Real Out-of-Pocket Cost

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Most people are shocked by the result
Most families still pay lakhs from pocket — even with insurance.

₹10L hospital bill
₹5L insurance coverage
👉 ₹2–4L you still pay

Examples: Cataract ₹30K–₹50K, Knee replacement ₹1.5L–₹2.5L, Hernia ₹50K–₹1L, Piles ₹40K–₹80K, etc.